Pacific NW · Rocky Mountain · National

Glulam manufacturer insurance that covers your biggest risks.

Products liability, commercial property, workers' comp, and inland marine — purpose-built for glue-laminated timber plants. A-rated carriers. 15-minute quotes.

15-minute quotes2-hour claims responseLicensed all 50 states20+ years insuring industry
Glulam manufacturing plant — structural beams in production

47+

Glulam manufacturers insured — plants, mills, timber operations

NPN #8608479

Licensed all 50 states

  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • Former manufacturer on staff
  • 15-minute quote turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
What we insure

Coverage built specifically for glulam manufacturers.

Standard markets leave products liability gaps and misclassify kiln workers. We build programs designed for timber manufacturing.

Essential coverage

Product Liability Insurance

The coverage that defines a glulam manufacturer's risk. Protects against structural-failure, delamination, fire-performance, moisture, and code-compliance claims on the beams and panels you ship to market.

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Professional Liability (E&O)

Errors & omissions coverage for manufacturers who provide connection, span, load, or installation guidance — the design liability that product and general liability policies were never built to cover.

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Property Insurance

All-risk property coverage for the manufacturing plant, dry kilns, planer and press lines, lumber yards, and finished-goods inventory — built for combustible-dust and hot-work exposures.

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Boiler & Machinery / Equipment Breakdown

Covers the sudden breakdown of the equipment your production depends on — hydraulic and radio-frequency curing presses, dry kilns, planers, CNC routers, boilers, and dust collection.

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General Liability Insurance

Third-party bodily injury and property damage protection for your manufacturing operations, plant premises, delivery, and on-site installation — including products-completed operations.

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Workers' Compensation

Coverage for the real injury patterns in a glulam plant — saw, planer, and press incidents, forklift and load-handling injuries, adhesive and heat exposures, and amputation-class claims.

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Commercial Auto Insurance

Coverage for the tractors, flatbeds, and step-decks that move 60–100-foot glulam columns to jobsites — including oversize-load permits, escort vehicles, and loading/unloading liability.

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Inland Marine & Stock Throughput

Mobile equipment, installation floaters, and stock-throughput coverage that follows lumber from the yard, through production, to the jobsite — with no gaps across transit and storage.

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Umbrella / Excess Liability

Layered limits above your GL, auto, and employers liability — essential when a single structural product failure or multi-party jobsite loss could otherwise exhaust your primary coverage.

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Not sure what you need? Get a coverage review →

Why manufacturers switch to us

The coverage gaps that cost glulam manufacturers the most.

Most agents hand a glulam plant a generic manufacturer policy and call it done. Then a delamination or dust-fire claim hits and the exclusion kicks in. We underwrite the parts of your operation everyone else leaves out.

Run by people who know manufacturing

Contractors Choice Agency was founded in 2005 by people from the trades. We've walked plant floors, read the ANSI A190.1 specs, and know what a hydraulic press or dry kiln costs to replace.

Products liability that covers your manufactured beams

Standard GL excludes products. We place products liability that covers structural claims arising from your glulam members after they leave the plant.

Kiln and press room workers' comp

Kiln-dry chamber operators, hydraulic press workers, and CNC saw operators face unique OSHA exposure profiles. Our programs reflect that.

Transit coverage for oversized members

A 60-foot architectural glulam beam in transit is a unique inland marine risk. We build programs that cover it from your plant to the job site crane.

Commercial property for manufacturing operations

Kilns, presses, CNC equipment, and lumber inventory don't fit generic property forms. We schedule your equipment at replacement cost.

We place the hard timber risks

Been declined over products claims, a loss run on a failed beam, or OSHA citations? We have E&S markets for manufacturers others won't touch.

Run by a former contractor

Josh Cotner knows how manufacturing operations work and what happens when coverage fails at claim time.

How it works

From quote request to bound policy in about a day.

No back-and-forth for two weeks. A real conversation, real markets, and a program you can actually understand — built around your plant operation.

Step 01

Tell us about your plant operation

15-min call or form. Crew size, production volume, equipment value, and the coverage lines your old carrier excluded.

Step 02

We shop specialty timber markets

Niche markets that actually write glulam products liability — not generic manufacturer markets that carve it out.

Step 03

Bind a program built for timber

Products liability + property + workers' comp + transit, coordinated so there are no gaps between your completed-operations and products coverage.

Step 04

Claims support that moves fast

When a beam failure claim arrives or a kiln fire occurs, you reach a person with context — not a queue. 2-hour response.

Start my quote

Or call 844-967-5247 — usually answered live.

Where we write

Timber manufacturing coverage. All 50 states.

From Pacific Northwest Douglas-fir mills to Southeast SYP glulam producers, Contractors Choice Agency writes glulam manufacturer insurance in every state where timber manufacturing operates.

  • Pacific NorthwestOregon & Washington — glulam manufacturing heartland
  • Rocky Mountain WestMontana, Idaho, Colorado — mountain-state timber operations
  • U.S. SoutheastGeorgia, North Carolina, Arkansas — southern yellow pine glulam
  • Great Lakes & Upper MidwestMinnesota, Wisconsin, Michigan — hardwood and softwood EWP
  • Northeast & Mid-AtlanticNew England, NY, PA — urban mass-timber markets
  • California & NevadaWest Coast seismic-zone and architectural production
  • Texas & SouthwestFast-growing commercial and agricultural glulam demand
  • Appalachia & Mid-SouthTN, KY, VA, WV — Appalachian hardwood and softwood EWP
Licensed & writing in all 50 states — NPN #8608479

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Manufacturers insured nationwide

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Years insuring industry operations

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Average quote turnaround

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States licensed & writing

From glulam manufacturers

Glulam plants that found coverage that actually pays.

We ship structural glulam into schools and arenas, so a product-liability claim is the thing that keeps me up at night. CCA built a program that actually understood delamination exposure and ICC-ES reporting — and placed limits our old broker said were impossible.

Walter K.

Plant Owner · Oregon

When an RF curing press went down mid-run, the equipment-breakdown claim was paid fast and our line was back up without losing the whole season. They get that downtime is the real cost in this business.

Renee D.

Operations Manager · Georgia

Three carriers had declined us over combustible-dust and kiln-fire exposure. CCA knew NFPA 664, documented our housekeeping program, and got us an A-rated property policy. Night and day from the generic quotes we'd seen.

Doug P.

Risk Manager · Arkansas

Questions, answered

Glulam manufacturer insurance, in plain English.

Almost certainly yes. Standard GL policies contain 'your product' exclusions that void coverage once your glulam member leaves your plant and causes damage or injury in a structure. Products liability is the coverage that fills that gap.

Products liability exclusions in GL policies, followed by inadequate inland marine during transport. Most manufacturers discover these gaps only when a beam failure or transit loss occurs and their claim is denied.

Yes. Contractors Choice Agency is licensed in all 50 states and has markets for glulam and mass-timber manufacturers whether your plant is in Oregon, the Southeast, or anywhere in between.

Kiln-dry chamber operators, press room workers, and forklift/overhead crane operators each carry distinct OSHA exposure classifications. We match the right classification codes to your actual workflow so you're not overpaying or underinsured.

Yes — if you produce custom-engineered glulam specs, load tables, or connection details, professional liability (E&O) covers claims arising from errors in those calculations that cause a structural failure.

Typically 15 minutes on a call. For larger programs we may need a day or two to get the right markets involved, but we move fast and we tell you the timeline up front.

15-minute quotes · 2-hour claims response

Protect Your Glulam Operation with coverage built for timber.

Whether you need products liability today or a full program — property, workers' comp, transit, and umbrella — one call gets you real quotes from specialty timber markets. Not a voicemail and a two-week wait.

No obligation. No spam. Licensed all 50 states.